Fara Insurance Solutions
Fara Insurance Solutions is a leader in providing high-quality and fair-valued insurance products in Azusa, CA. We prioritize our relationship with clients, members and insurance companies with respect for each individual’s goals. As an independent insurance agency, we have access to various carriers and provide more options than a captive agency.
Our main goal is to work with you. Independent agencies do not work for insurance companies; we work for the client.
In the state of California, all owners and drivers of motor vehicles must carry auto liability insurance. If you do not have auto liability coverage, you may face penalties like fines, vehicle impound or license suspension. We know how overwhelming shopping for auto insurance can be, and as an independent insurance broker we are willing to discuss your options openly and in detail. Once you have a policy, call us with any questions about your contract, if you buy or sell your vehicle or if you have a new driver in your household.
While perfect driving records are always welcome, our doors are also always open to anyone with a brand new or bad record. For example, we insure:
We are also willing to offer options to teenagers and new drivers.
At Fara Insurance Solutions, we have coverages that protect you, your family and your equipment. Boating policies include:
Watercraft vary in size and ability. Working with us as your independent insurance agent guarantees we will consider your specific circumstances.
For the sake of your company’s longevity, you have to invest in commercial insurance. As a business owner, you have enough to balance on your plate without worrying about severe financial losses caused by lawsuits, theft, vandalism or employee injury. Lawsuits can financially break a company without insurance.
The three main types of commercial insurance include property insurance, liability insurance and workers’ compensation coverage. Liability insurance protects the company from third-party lawsuits claiming damages. Liability may cover personal injury costs and property damage. On the other hand, property insurance covers commercial buildings in case of fire or flood damage.
Workers’ compensation coverage protects you and your employees. Carrying workers’ comp coverage prevents workers from filing negligence lawsuits against the company for work-related injuries. We can partner you with a company that offers adequate coverage at the best possible rate for the best blend of insurance products.
Following a DUI traffic stop, you may lose your license for four to 12 months. First offenses receive a suspension of four months, whereas a second offense within 10 years results in a one-year suspension. When the DMV reinstates your license, finding auto insurance may feel harder than before.
We can match you with an independent insurance broker who understands the unique struggles of people who have DUIs on their record. Insurance companies consider drivers with DUIs a higher-risk category. Some companies may refuse to offer DUI insurance at all. As an independent insurance agency, we can provide you with a list of insurance companies that we believe offer the fairest rates to Azusa drivers.
If you have a mortgage, you need home insurance. Many lenders require you to have coverage for the property’s purchase price. For most people, the home is the most valuable asset they own. At Fara Insurance Solutions, we do not want to see you suffer economic hardship due to damage, theft or bodily injuries.
There are three different levels of home insurance. First, actual cash value covers the value of your belongings and home. Actual cash value considers the current worth of items rather than how much a person paid for the items. The second is replacement cost, which does not take into consideration depreciation. The third is guaranteed replacement value. Under this comprehensive policy, the insurance company pays whatever it costs to rebuild or repair the home.
We consider that every property has unique qualities and hence has different requirements when it comes to insurance. We want to match you with the best possible insurer.
According to motorcycle registrations, California has the highest number of motorcycles in the country. In 2019, there were 808,377 registered motorcycles in the state. Motorcycles must follow the same rules as passenger vehicles on the road, including insurance coverage. However, as a motorcyclist, the damages you may sustain in an accident can exceed that of a larger vehicle. While there may be similarities in the coverages, there are unique factors to riding that the most seasoned passenger vehicle driver may not be ready for.
We are an independent insurance agency that has your back. If you have any questions regarding motorcycle coverage, we are happy to answer them. Likewise, we work with some of the top-rated motorcycle insurers. Common coverages for Californians include:
After reviewing your needs, our independent insurance broker can recommend a policy, along with providing an estimate for your coverage.
We know how important insurance coverage is to your personal and professional life. As an independent insurance agency, we work alongside you to determine which insurance options fit your lifestyle and budget. We are your one-stop on the way to various insurance products. Let us match you with the best company for the job. Visit our site for a free quote or contact our Azusa independent insurance agent at 1-626-810-1212 for more information on our services.
http://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/auto101.cfm https://www.parks.ca.gov/?page_id=28985 https://www.dmv.ca.gov/portal/driver-education-and-safety/dmv-safety-guidelines-actions/driving-under-the-influence/ https://www.investopedia.com/insurance/homeowners-insurance-guide/ https://www.statista.com/statistics/191002/number-of-registered-motorcycles-in-the-us-by-state/ https://smallbusiness.chron.com/commercial-insurance-important-business-2959.html